Breeze Financial LLC Privacy Policy

Effective Date: 8-22-2024

1. Introduction

Breeze Financial LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [your website URL] or use our services. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

2. Information We Collect

We may collect and process the following types of information:

Personal Identification Information: Name, email address, phone number, mailing address, and other contact details.

Financial Information: Bank account details, credit history, income details, and other financial data necessary for processing loan applications.

Usage Data: Information about your interactions with our website, including IP address, browser type, and pages visited.

Cookies and Tracking Technologies: We use cookies and similar tracking technologies to monitor and analyze the use of our website and services.

3. How We Use Your Information

We may use the information we collect for various purposes, including:

Loan Processing: To evaluate and process loan applications and communicate with you regarding your application.

Customer Service: To provide customer support, respond to inquiries, and fulfill your requests.

Marketing and Communication: To send you promotional materials and updates about our services. You can opt-out of receiving these communications at any time.

Compliance and Legal Obligations: To comply with legal obligations, resolve disputes, and enforce our agreements.

Website Improvement: To monitor and analyze website usage and improve the functionality and user experience of our services.

4. Disclosure of Your Information

We may share your information with third parties in the following situations:

With Lenders: To facilitate the processing of your loan application, we may share your information with lenders and financial institutions.

Service Providers: We may engage third-party service providers to assist us with website hosting, data analysis, payment processing, and other services. These service providers are bound by confidentiality agreements and are only permitted to use your information for the purposes we specify.

Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the new owners.

5. Data Security

We implement reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or method of electronic storage is completely secure. While we strive to protect your personal information, we cannot guarantee its absolute security.

6. Your Rights and Choices

You have the following rights regarding your personal information:

Access: You may request access to the personal information we hold about you.

Correction: You may request corrections to any inaccurate or incomplete information we hold about you.

Deletion: You may request the deletion of your personal information, subject to certain legal obligations.

Opt-Out: You may opt-out of receiving marketing communications from us by following the unsubscribe instructions in those communications.

To exercise these rights, please contact us using the contact information provided below.

7. Retention of Your Information

We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or the content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected personal information from a child under 18, we will delete such information from our records.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any significant changes by posting the new Privacy Policy on our website. Your continued use of our services after any changes to this Privacy Policy constitutes your acceptance of the updated terms.

11. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Breeze Financial LLC

1045 Elm St. Suite 204

Manchester NH 03110

Phone: 857-675-8064

Email: [email protected]